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Frequently Asked Questions (常见问题)

Frequently asked questions 和 answers about financial aid at UWF.

A: The FAFSA (Free Application for Federal Student Aid) is available Oct. 除了2024-2025学年的FAFSA，它将在12月6日之前开放. 31, 2023. Your FAFSA must be received by June 30 of each academic year to be considered, 然而, 越早申请，获得有限的助学金和/或联邦勤工俭学基金的机会就越大. 当你完成FAFSA时，你正在申请联邦，州和大学的援助.  

A:我们的联邦学校守则是 003955. 这个代码是必需的 FAFSA in order for UWF to receive the results.

答:为了有资格获得经济援助，学生必须符合以下标准:

  1. U.S. citizen or eligible non-citizen; students who are on a temporary or student visa are not eligible for financial aid.
  2. You must be admitted as a degree-seeking student.
  3. 你不能拖欠任何以前的学生贷款，也不欠任何第四章经济援助的还款.
  4. You must be enrolled in the required number of hours.

这个列表并不详尽. Full eligibility requirements can be found at studentaid.政府.

答:完成 FAFSA 在线. 你必须每年重新申请.

A: For the upcoming academic year, we start emailing award 信 to first-time freshmen in mid-March, transfer students in late April, 和 all other students will start to receive award 信 at the beginning of May. You will receive all award notifications via email, so it is important that you check your email often. 

答:没有. You may be enrolled part-time 和 be eligible for financial aid. Different awards have different enrollment criteria. 例如，联邦直接贷款和光明期货要求至少一半的注册时间. All students are awarded assuming full-time enrollment. If you change enrollment plans, the Office of 金融援助 和 奖学金 must be notified immediately, 和 we will revise your award if necessary.

A: 出勤费用 is the student budget used in calculating your eligibility for financial aid. It includes estimated expenses for tuition, 书, 住房, 餐, transportation 和 other personal expenses. Please note that the cost of attendance does not reflect a student's actual charges, rather estimates or average costs.

A: There can be a couple of reasons why a 明亮的未来 scholarship may not show. If you are just graduating from high school this year, you'll need to make sure that you've completed your 明亮的未来/State of Florida Application 并且你的奖学金已经用UWF的代码171发布，这样我们就可以从州收到关于你资格的信息. 在你完成这一步之前，我们可能无法处理你的光明未来奖学金.

也, if you are a new student to UWF, 确保火博体育办公室有你的居住信息，以证明你在佛罗里达州的居住身份, as that is required for Florida 明亮的未来 awarding.

A. You may be eligible for financial aid in summer; 然而, summer aid is limited.  请参阅 暑期助学金 浏览更多信息.

答:如果你在学期中退课，你的经济资助可能会有所调整. 请在退出之前联系财政援助和奖学金办公室，以确定您是否需要偿还资金，以及退出是否会危及您未来获得援助的资格. Withdrawing may also affect your ability to maintain Satisfactory Academic Progress; please review our SAP策略基础 和 SAP策略详细信息.

A: 奖学金 are included as a resource in your financial aid package. 我们的政策是确保学生的成就和努力得到奖励，首先将这些资金用于学生可能存在的任何未满足的需求. 如果您的需求100%得到满足，我们将尽可能减少您的学生贷款和/或春季奖学金. 学生有责任将所有外部奖学金通知经济援助办公室.

答:无补贴贷款在所有期间都有利息，而补贴贷款则没有. 教育部在你至少有一半时间在校期间支付补贴贷款的利息, 在宽限期内, 还有延缓期.

答:偿还学生联邦贷款通常在毕业六个月后或学生至少休学一半后开始. 在所有情况下, 无论你是否完成了课程或对你的教育经历感到满意，贷款都必须偿还. 未能偿还贷款可能会导致严重后果，并对您获得未来信贷的能力产生负面影响. For alternative/private loans, please contact your lender for repayment information.

A: As required by federal regulation 34 CFR 668.16(g), if anyone suspects that a student, 员工, 或者另一个人谎报信息或修改文件以欺诈性地获得联邦资金, 这些怀疑应向监察长办公室报告，并提供任何证据. The regional office for our area is Atlanta, GA - (404) 974-9430. The national hotline is 1-800-MIS-USED, 和 the email address is oig.hotline@ed.政府. UWF staff members will report suspected fraud to OIG.

答:联邦法规规定，经济援助只能颁发给计入学生学位的课程. 额外的课程, 或非必修课, 没有资金，不能用于确定注册状态和经济援助资格. 你需要和你的学术顾问谈谈，看看这门课是否真的是你当前学位课程的一部分.

A: Repeat coursework regulations apply for federal financial aid recipients. Federal aid can be awarded to repeat a course one time (if you previously passed it); 然而, if a course is repeated a 3rd time, the course will not count for federal financial aid eligibility. 如果你必须第三次重复一门课程(你以前通过的)，请联系财政援助和奖学金办公室.

A: At UWF we underst和 that student loans can be intimidating. That’s why we have partnered with Inceptia, a division of the National Student Loan Program, 为你的学生贷款义务提供免费帮助，以确保你感到舒适，并能成功偿还贷款. Inceptia may be calling to help you with next steps in your repayment journey. Their friendly counselors are there to help you every step of the way. While you are in your grace period, 他们可能会联系你，回答你关于还款选择的问题. If you become delinquent on your loans, they may also contact you to help find a solution that works within your means. Inceptia辅导员会通过电话与你保持联系，帮助你完成每一步, 信, 和/或电子邮件. They will not be collecting money from you. Inceptia的非营利目的是帮助您找到问题的答案和问题的解决方案. 我们鼓励您来参观 Inceptia’s Student Loan Knowledge HQ. 

A: 美国.S. 美国教育部(ED)已经制定了相关规定，通过识别有“不寻常入学历史”的学生，防止联邦佩尔助学金和直接贷款项目中的欺诈和滥用行为。.  一些有不寻常的入学历史的学生有合法的理由在多个机构注册. However, such an enrollment history requires the Office of 金融援助 & 奖学金审查你的文件，以确定未来的联邦财政援助资格. If selected by the ED 和 action is required from you, we must review 和 resolve before you will receive financial aid. UWF will notify you via email if documentation is necessary to resolve the UEH.